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Gold Plus Plan
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Gold Plus Plan – FAQs
What is the Gold Plus Plan?
The Gold Plus Plan is a monthly savings plan where you deposit a fixed amount regularly to accumulate savings towards the purchase of Gold or Diamond Jewellery.
How does the scheme work?
Choose a fixed monthly amount (₹2,000 or more) and deposit it every month for 10 months. At maturity, you can redeem the total amount to purchase jewellery.
What are the benefits of joining this scheme?
Flexible monthly savings and an additional benefit of 1 bonus instalment at maturity.
Is there any bonus at the end of the scheme?
Yes. You get 100% value of 1 bonus month. For example, if you save ₹2,000/month, you receive an extra ₹2,000.
Can I withdraw money instead of buying jewellery?
No, this scheme is strictly for jewellery purchase. Cash withdrawal is not allowed.
What happens if I miss a monthly payment?
A grace period may be provided. However, delayed payments may affect your benefits.
Is there a minimum or maximum deposit amount?
Minimum ₹2,000/month. Deposits must be in multiples of ₹500. There is no maximum limit.
Is any documentation required to join?
Yes, basic KYC like Aadhaar Card or PAN Card is required.
What is the duration of the scheme?
The scheme runs for 10 months, with an additional 1 bonus month benefit.
Where can I make the monthly payment?
Payments can be made in-store, via UPI, or bank transfer. Please confirm with the store team.
